/* ============================================================
   Commercial Insurance Agency of Bremen — elevated design system
   ============================================================ */

/* ---------- Tokens ---------- */
:root{
  --navy:#002F5D;
  --navy-deep:#001B38;
  --ink:#0D2136;
  --azure:#3DABE3;
  --azure-deep:#2b8cbf;
  --azure-soft:#EAF4FB;
  --blue:#2575FC;
  --blue-press:#155EDC;
  --cream:#FAF8F3;
  --mist:#F1F6FC;
  --surface:#ffffff;
  --border:#E4EAF1;
  --gold:#E8A33D;
  --muted:#5A6B7B;

  --sh-sm:0 2px 8px rgba(2,26,53,.06);
  --sh:0 14px 40px -12px rgba(2,26,53,.16);
  --sh-lg:0 30px 70px -20px rgba(2,26,53,.28);

  --container:1200px;
  --pad:clamp(1.25rem,5vw,4rem);
  --section:clamp(4.5rem,9vw,8rem);

  --serif:"Fraunces",Georgia,"Times New Roman",serif;
  --sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;

  --r-card:20px;
  --r-input:12px;
}

/* ---------- Reset / base ---------- */
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{
  margin:0;font-family:var(--sans);color:var(--ink);background:var(--surface);
  font-size:1.0625rem;line-height:1.7;-webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer}
h1,h2,h3,h4{font-family:var(--serif);color:var(--navy);font-weight:600;line-height:1.08;
  letter-spacing:-.02em;margin:0 0 .5em}
h1{font-size:clamp(2.5rem,5.2vw,4.1rem)}
h2{font-size:clamp(2rem,3.6vw,2.9rem)}
h3{font-size:1.35rem;letter-spacing:-.01em}
p{margin:0 0 1rem}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px;border-radius:4px}

/* ---------- Layout ---------- */
.container{max-width:var(--container);margin-inline:auto;padding-inline:var(--pad)}
.section{padding-block:var(--section)}
.eyebrow{font-family:var(--sans);font-weight:700;font-size:.8rem;letter-spacing:.14em;
  text-transform:uppercase;color:var(--azure-deep);margin:0 0 .9rem}
.lead{font-size:1.2rem;color:var(--muted);max-width:58ch}
.section-head{max-width:64ch;margin:0 auto clamp(2.5rem,5vw,4rem);text-align:center}
.section-head .lead{margin-inline:auto}
.tint-mist{background:var(--mist)}
.tint-cream{background:var(--cream)}
.tint-navy{background:var(--navy);color:#fff}
.tint-navy h2,.tint-navy h3{color:#fff}

/* underline accent */
.accent{position:relative;white-space:nowrap;color:var(--navy)}
.accent svg{position:absolute;left:0;right:0;bottom:-.38em;width:100%;height:.42em;
  color:var(--azure);overflow:visible}
.tint-navy .accent,.hero .accent{color:#fff}
.tint-navy .accent svg,.hero .accent svg{color:var(--azure)}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:.55rem;font-weight:600;font-size:1rem;
  padding:.9rem 1.6rem;border-radius:999px;border:1.5px solid transparent;
  transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s ease;
  line-height:1;white-space:nowrap}
.btn svg{width:1.05em;height:1.05em}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 12px 26px -10px rgba(37,117,252,.65)}
.btn-primary:hover{background:var(--blue-press);transform:translateY(-2px);
  box-shadow:0 18px 34px -10px rgba(37,117,252,.7)}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--border)}
.btn-ghost:hover{border-color:var(--azure);color:var(--azure-deep);transform:translateY(-2px)}
.btn-white{background:#fff;color:var(--navy)}
.btn-white:hover{transform:translateY(-2px);box-shadow:var(--sh)}
.btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}
.btn-outline-light:hover{background:rgba(255,255,255,.12);border-color:#fff}
.btn-lg{padding:1.05rem 2rem;font-size:1.06rem}
.btn-block{width:100%;justify-content:center}
.textlink{color:var(--azure-deep);font-weight:600;display:inline-flex;align-items:center;gap:.35rem}
.textlink svg{width:1em;height:1em;transition:transform .18s ease}
.textlink:hover svg{transform:translateX(4px)}

/* ---------- Utility bar ---------- */
.utilbar{background:var(--navy-deep);color:rgba(255,255,255,.85);font-size:.85rem}
.utilbar .container{display:flex;align-items:center;gap:1.4rem;justify-content:space-between;
  min-height:42px;flex-wrap:wrap}
.utilbar a{color:inherit;display:inline-flex;align-items:center;gap:.4rem;transition:color .15s}
.utilbar a:hover{color:var(--azure)}
.utilbar svg{width:1em;height:1em;color:var(--azure)}
.utilbar .u-left{display:flex;gap:1.4rem;flex-wrap:wrap}
.utilbar .u-right{display:flex;gap:1.1rem;align-items:center}
.utilbar .u-item{display:inline-flex;align-items:center;gap:.4rem}
@media(max-width:760px){.utilbar .u-hide{display:none}}

/* ---------- Header ---------- */
.header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.9);
  backdrop-filter:saturate(1.4) blur(12px);border-bottom:1px solid transparent;
  transition:box-shadow .25s ease,border-color .25s}
.header.scrolled{box-shadow:var(--sh-sm);border-color:var(--border)}
.header .container{display:flex;align-items:center;gap:1.5rem;min-height:76px}
.brand{display:flex;align-items:center;gap:.7rem;flex-shrink:0}
.brand img{height:46px;width:auto}
.brand .brand-tag{display:none}
.nav{display:flex;align-items:center;gap:.3rem;margin-left:auto}
.nav>ul{display:flex;list-style:none;margin:0;padding:0;gap:.2rem}
.nav a.navlink,.nav button.navlink{background:none;border:none;font-family:var(--sans);
  font-size:.97rem;font-weight:500;line-height:1;color:var(--ink);padding:.6rem .8rem;border-radius:10px;
  display:inline-flex;align-items:center;gap:.3rem;white-space:nowrap;
  transition:color .15s,background .15s}
@media(max-width:1120px){.nav>ul{gap:0}.nav a.navlink,.nav button.navlink{padding:.6rem .6rem;font-size:.92rem}}
.nav a.navlink:hover,.nav button.navlink:hover,.nav .has-mega:hover .navlink{color:var(--azure-deep);background:var(--azure-soft)}
.nav .chev{width:.7em;height:.7em;transition:transform .2s}
.has-mega{position:relative}
.mega{position:absolute;top:calc(100% + 8px);left:50%;transform:translateX(-50%) translateY(6px);
  background:#fff;border:1px solid var(--border);border-radius:18px;box-shadow:var(--sh-lg);
  padding:.8rem;width:520px;opacity:0;visibility:hidden;transition:opacity .18s,transform .18s;
  display:grid;grid-template-columns:1fr 1fr;gap:.3rem}
.has-mega:hover .mega,.has-mega:focus-within .mega{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.mega a{display:flex;gap:.75rem;align-items:flex-start;padding:.7rem .8rem;border-radius:12px;transition:background .15s}
.mega a:hover{background:var(--mist)}
.mega .m-ico{flex-shrink:0;width:38px;height:38px;border-radius:10px;background:var(--azure-soft);
  display:grid;place-items:center;color:var(--azure-deep)}
.mega .m-ico svg{width:20px;height:20px}
.mega .m-t{font-weight:600;color:var(--navy);font-size:.95rem;line-height:1.2}
.mega .m-d{font-size:.8rem;color:var(--muted);line-height:1.35}
.header-cta{display:flex;align-items:center;gap:.6rem;flex-shrink:0}
.header-phone{display:inline-flex;align-items:center;gap:.5rem;font-weight:700;color:var(--navy);
  font-size:1rem;padding:.5rem .3rem}
.header-phone svg{width:1.05em;height:1.05em;color:var(--azure)}
.header-phone span.lbl{display:block;font-size:.66rem;font-weight:600;letter-spacing:.08em;
  text-transform:uppercase;color:var(--muted);line-height:1}
.burger{display:none;background:none;border:1px solid var(--border);border-radius:10px;
  width:44px;height:44px;place-items:center;color:var(--navy)}
.burger svg{width:22px;height:22px}

@media(max-width:1000px){
  .nav{display:none}
  .header-phone .lbl,.header-phone .num{display:none}
  .header-phone{padding:.5rem;border:1px solid var(--border);border-radius:10px}
  .header-cta .btn.desktop-cta{display:none}
  .burger{display:grid}
}

/* mobile drawer */
.drawer{position:fixed;inset:0;z-index:80;visibility:hidden;pointer-events:none;overflow:hidden}
.drawer.open{visibility:visible;pointer-events:auto}
.drawer .scrim{position:absolute;inset:0;background:rgba(2,20,40,.5);opacity:0;transition:opacity .25s}
.drawer.open .scrim{opacity:1}
.drawer .panel{position:absolute;top:0;right:0;height:100%;width:min(88vw,360px);background:#fff;
  transform:translateX(100%);transition:transform .28s ease;padding:1.4rem;overflow-y:auto;display:flex;flex-direction:column;gap:.3rem}
.drawer.open .panel{transform:translateX(0)}
.drawer .d-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:1rem}
.drawer .d-top img{height:40px}
.drawer .d-close{background:none;border:1px solid var(--border);border-radius:10px;width:42px;height:42px;display:grid;place-items:center}
.drawer a.d-link{padding:.85rem .6rem;border-radius:10px;font-weight:600;color:var(--navy);border-bottom:1px solid var(--border)}
.drawer a.d-link:hover{background:var(--mist)}
.drawer .d-sub{font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);margin:1rem .6rem .3rem}
.drawer .d-actions{margin-top:1.2rem;display:grid;gap:.6rem}

/* ---------- Hero ---------- */
.hero{position:relative;color:#fff;isolation:isolate;padding-block:clamp(3.5rem,8vw,7rem);
  background:#001B38 url("../img/hero.jpg") center/cover no-repeat}
.hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-3;
  pointer-events:none}
.hero::before{content:"";position:absolute;inset:0;z-index:-2;
  background:linear-gradient(105deg,rgba(0,20,42,.94) 0%,rgba(0,27,56,.82) 34%,rgba(0,40,80,.5) 66%,rgba(0,47,93,.42) 100%)}
.hero::after{content:"";position:absolute;inset:0;z-index:-1;
  background:radial-gradient(120% 80% at 80% 10%,rgba(61,171,227,.22),transparent 60%)}
@media(prefers-reduced-motion:reduce){.hero-video{display:none}}
@media(max-width:760px){.hero-video{display:none}}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(2rem,4vw,3.5rem);align-items:center}
.hero-grid>*{min-width:0}
.hero-badge{display:inline-flex;align-items:center;gap:.5rem;background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.24);color:#fff;font-weight:600;font-size:.82rem;
  padding:.45rem .9rem;border-radius:999px;margin-bottom:1.3rem;backdrop-filter:blur(4px)}
.hero-badge .dot{width:7px;height:7px;border-radius:50%;background:var(--azure);box-shadow:0 0 0 4px rgba(61,171,227,.3)}
.hero h1{color:#fff;margin-bottom:1.1rem;font-size:clamp(2.05rem,7vw,4.1rem);overflow-wrap:break-word}
.hero-copy{min-width:0}
.hero p.sub{font-size:1.2rem;color:rgba(255,255,255,.86);max-width:52ch;margin-bottom:1.8rem}
.hero-actions{display:flex;gap:.8rem;flex-wrap:wrap;margin-bottom:2rem}
/* hero video trigger */
.hero-video-trigger{display:inline-flex;align-items:center;gap:.9rem;background:none;border:none;
  padding:0;margin:0 0 1.8rem;color:#fff;text-align:left}
.hvt-play{position:relative;flex-shrink:0;width:52px;height:52px;border-radius:50%;
  background:rgba(255,255,255,.14);border:1.5px solid rgba(255,255,255,.35);backdrop-filter:blur(4px);
  display:grid;place-items:center;color:#fff;transition:background .2s,transform .2s,border-color .2s}
.hvt-play svg{width:20px;height:20px;margin-left:2px}
.hvt-ring{position:absolute;inset:-1.5px;border-radius:50%;border:2px solid var(--azure);
  animation:hvtpulse 2.4s ease-out infinite}
@keyframes hvtpulse{0%{transform:scale(1);opacity:.7}100%{transform:scale(1.5);opacity:0}}
.hero-video-trigger:hover .hvt-play{background:var(--azure);border-color:var(--azure);transform:scale(1.06)}
.hvt-text b{display:block;font-family:var(--sans);font-weight:700;font-size:1rem;line-height:1.2}
.hvt-text span{font-size:.85rem;color:rgba(255,255,255,.72)}
@media(prefers-reduced-motion:reduce){.hvt-ring{animation:none;opacity:0}}

.hero-mini-trust{display:flex;align-items:center;gap:1.3rem;flex-wrap:wrap;color:rgba(255,255,255,.8);font-size:.9rem}
.hero-mini-trust .stars{color:var(--gold);letter-spacing:2px}
.hero-mini-trust .divider{width:1px;height:26px;background:rgba(255,255,255,.25)}
.hero-mini-trust strong{color:#fff}

/* quote widget */
.quote-card{background:#fff;color:var(--ink);border-radius:24px;padding:1.6rem;box-shadow:var(--sh-lg)}
.quote-card h3{color:var(--navy);margin-bottom:.25rem;font-size:1.4rem}
.quote-card .qc-sub{color:var(--muted);font-size:.92rem;margin-bottom:1.1rem}
.qc-chips{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.5rem;margin-bottom:1rem}
.qc-chip{border:1.5px solid var(--border);background:#fff;border-radius:14px;padding:.7rem .4rem;
  display:flex;flex-direction:column;align-items:center;gap:.35rem;font-size:.82rem;font-weight:600;
  color:var(--ink);transition:all .16s ease;text-align:center}
.qc-chip svg{width:22px;height:22px;color:var(--azure-deep);transition:color .16s}
.qc-chip:hover{border-color:var(--azure);background:var(--azure-soft)}
.qc-chip.active{border-color:var(--blue);background:var(--azure-soft);color:var(--navy);
  box-shadow:0 0 0 3px rgba(37,117,252,.14)}
.qc-chip.active svg{color:var(--blue)}
.qc-row{display:flex;gap:.6rem}
.qc-input{flex:1;border:1.5px solid var(--border);border-radius:var(--r-input);padding:.85rem 1rem;
  font-size:1rem;font-family:inherit;color:var(--ink);min-width:0}
.qc-input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(37,117,252,.14)}
.qc-note{font-size:.78rem;color:var(--muted);margin-top:.85rem;display:flex;align-items:center;gap:.4rem}
.qc-note svg{width:1em;height:1em;color:var(--azure-deep);flex-shrink:0}

@media(max-width:900px){
  .hero-grid{grid-template-columns:1fr}
  .quote-card{max-width:520px}
}
@media(max-width:560px){
  .hero h1 br{display:none}
  .accent{white-space:normal}
  .accent svg{display:none}
  .hero-mini-trust{gap:.5rem .9rem}
  .hero-mini-trust .divider{display:none}
}

/* ---------- Trust bar ---------- */
.trustbar{background:#fff;border-bottom:1px solid var(--border)}
.trustbar .container{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;
  padding-block:1.4rem}
.trust-item{display:flex;align-items:center;gap:.65rem;flex:1;min-width:180px;justify-content:center}
.trust-item .ti-ic{width:40px;height:40px;border-radius:11px;background:var(--azure-soft);
  display:grid;place-items:center;color:var(--azure-deep);flex-shrink:0}
.trust-item .ti-ic svg{width:22px;height:22px}
.trust-item .stars{color:var(--gold);letter-spacing:1px;font-size:.95rem}
.trust-item b{color:var(--navy);display:block;font-size:.98rem;line-height:1.15}
.trust-item span{font-size:.82rem;color:var(--muted)}
.trust-item+.trust-item{border-left:1px solid var(--border)}
@media(max-width:760px){.trust-item+.trust-item{border-left:none}
  .trustbar .container{gap:1.2rem}.trust-item{min-width:140px}}

/* ---------- Coverage grid ---------- */
.cov-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1.2rem}
.cov-card{background:#fff;border:1px solid var(--border);border-radius:var(--r-card);padding:1.7rem;
  display:flex;flex-direction:column;gap:.6rem;transition:transform .2s ease,box-shadow .2s ease,border-color .2s;
  position:relative;overflow:hidden}
.cov-card::after{content:"";position:absolute;inset:0;border-radius:inherit;
  background:linear-gradient(160deg,transparent,rgba(61,171,227,.06));opacity:0;transition:opacity .25s}
.cov-card:hover{transform:translateY(-6px);box-shadow:var(--sh);border-color:transparent}
.cov-card:hover::after{opacity:1}
.cov-ic{width:56px;height:56px;border-radius:15px;background:var(--azure-soft);display:grid;
  place-items:center;color:var(--azure-deep);margin-bottom:.4rem}
.cov-ic svg{width:28px;height:28px}
.cov-card h3{margin:0;font-size:1.25rem}
.cov-card p{font-size:.94rem;color:var(--muted);margin:0;flex:1}
.cov-link{color:var(--azure-deep);font-weight:600;font-size:.92rem;display:inline-flex;align-items:center;gap:.35rem;margin-top:.3rem}
.cov-link svg{width:1em;height:1em;transition:transform .18s}
.cov-card:hover .cov-link svg{transform:translateX(4px)}

/* ---------- Advantage (split) ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,4.5rem);align-items:center}
@media(max-width:900px){.split{grid-template-columns:1fr}}
.adv-list{list-style:none;margin:1.5rem 0 0;padding:0;display:grid;gap:1.1rem}
.adv-list li{display:flex;gap:.9rem;align-items:flex-start}
.adv-list .a-ic{flex-shrink:0;width:44px;height:44px;border-radius:12px;background:var(--azure-soft);
  display:grid;place-items:center;color:var(--azure-deep)}
.adv-list .a-ic svg{width:22px;height:22px}
.adv-list h4{font-family:var(--sans);font-size:1.05rem;font-weight:700;color:var(--navy);margin:0 0 .15rem}
.adv-list p{margin:0;font-size:.94rem;color:var(--muted)}
.adv-media{position:relative}
.adv-media img{border-radius:var(--r-card);box-shadow:var(--sh);width:100%;object-fit:cover;aspect-ratio:4/3}
.adv-float{position:absolute;left:-1.3rem;bottom:-1.3rem;background:#fff;border-radius:16px;
  box-shadow:var(--sh);padding:1rem 1.2rem;display:flex;align-items:center;gap:.8rem;border:1px solid var(--border)}
.adv-float .big{font-family:var(--serif);font-size:2rem;color:var(--navy);line-height:1;font-weight:600}
.adv-float span{font-size:.8rem;color:var(--muted);line-height:1.2}
@media(max-width:520px){.adv-float{left:.6rem;bottom:-1rem;padding:.8rem 1rem}}

/* ---------- Stat band ---------- */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;text-align:center}
@media(max-width:760px){.stats{grid-template-columns:repeat(2,1fr);gap:2rem}}
.stat .num{font-family:var(--serif);font-size:clamp(2.6rem,5vw,3.6rem);font-weight:600;
  color:#fff;line-height:1;letter-spacing:-.02em}
.stat .num .u{color:var(--azure)}
.stat .lbl{margin-top:.5rem;color:rgba(255,255,255,.75);font-size:.95rem}

/* ---------- Steps ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem;counter-reset:step}
@media(max-width:820px){.steps{grid-template-columns:1fr}}
.step{background:#fff;border:1px solid var(--border);border-radius:var(--r-card);padding:2rem 1.7rem;position:relative}
.step .s-num{width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;
  font-family:var(--serif);font-weight:600;display:grid;place-items:center;font-size:1.2rem;margin-bottom:1.1rem}
.step .s-ic{position:absolute;top:2rem;right:1.7rem;color:var(--azure);opacity:.9}
.step .s-ic svg{width:30px;height:30px}
.step h3{font-size:1.2rem;margin-bottom:.4rem}
.step p{font-size:.95rem;color:var(--muted);margin:0}

/* ---------- Carriers ---------- */
.carriers-wrap{overflow:hidden;position:relative;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);
  mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.carriers-track{display:flex;gap:3rem;align-items:center;width:max-content;animation:marquee 40s linear infinite}
.carriers-wrap:hover .carriers-track{animation-play-state:paused}
@keyframes marquee{to{transform:translateX(-50%)}}
.carriers-track img{height:44px;width:auto;object-fit:contain;filter:grayscale(1);opacity:.62;transition:filter .2s,opacity .2s}
.carriers-track img:hover{filter:grayscale(0);opacity:1}
@media(prefers-reduced-motion:reduce){.carriers-track{animation:none;flex-wrap:wrap;justify-content:center;width:auto}}

/* ---------- Testimonials ---------- */
.tst-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.3rem}
@media(max-width:900px){.tst-grid{grid-template-columns:1fr}}
.tst{background:#fff;border:1px solid var(--border);border-radius:var(--r-card);padding:1.7rem;
  display:flex;flex-direction:column;gap:.9rem;box-shadow:var(--sh-sm)}
.tst .stars{color:var(--gold);letter-spacing:1px}
.tst p{font-size:1rem;color:var(--ink);margin:0;flex:1;line-height:1.6}
.tst .who{display:flex;align-items:center;gap:.7rem}
.tst .av{width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;display:grid;
  place-items:center;font-weight:700;font-family:var(--serif)}
.tst .who b{color:var(--navy);font-size:.95rem;display:block;line-height:1.1}
.tst .who span{font-size:.8rem;color:var(--muted)}
.tst-feature{background:linear-gradient(160deg,var(--navy),var(--navy-deep));color:#fff;
  grid-column:span 1;display:flex;flex-direction:column;justify-content:center;gap:1rem}
.tst-feature .stars{color:var(--gold)}
.tst-feature p{color:#fff;font-family:var(--serif);font-size:1.3rem;line-height:1.4}
.tst-feature .g-badge{display:inline-flex;align-items:center;gap:.5rem;font-size:.85rem;color:rgba(255,255,255,.8)}

/* ---------- Team ---------- */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.3rem}
@media(max-width:820px){.team-grid{grid-template-columns:1fr}}
.member{background:#fff;border:1px solid var(--border);border-radius:var(--r-card);overflow:hidden;
  transition:transform .2s,box-shadow .2s}
.member:hover{transform:translateY(-5px);box-shadow:var(--sh)}
.member img{aspect-ratio:1;object-fit:cover;width:100%}
.member .m-body{padding:1.2rem 1.3rem 1.5rem}
.member h3{margin:0 0 .1rem;font-size:1.2rem}
.member .role{color:var(--azure-deep);font-weight:600;font-size:.85rem;margin-bottom:.5rem}
.member p{font-size:.9rem;color:var(--muted);margin:0}

/* ---------- Library / blog ---------- */
.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.3rem}
@media(max-width:900px){.post-grid{grid-template-columns:1fr}}
.post{background:#fff;border:1px solid var(--border);border-radius:var(--r-card);padding:1.6rem;
  display:flex;flex-direction:column;gap:.7rem;transition:transform .2s,box-shadow .2s}
.post:hover{transform:translateY(-5px);box-shadow:var(--sh)}
.post .cat{font-size:.75rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--azure-deep)}
.post h3{font-size:1.15rem;margin:0}
.post p{font-size:.9rem;color:var(--muted);margin:0;flex:1}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin-inline:auto;display:grid;gap:.8rem}
.faq-item{background:#fff;border:1px solid var(--border);border-radius:16px;overflow:hidden}
.faq-q{width:100%;text-align:left;background:none;border:none;padding:1.2rem 1.4rem;
  font-family:var(--serif);font-size:1.12rem;font-weight:600;color:var(--navy);
  display:flex;justify-content:space-between;align-items:center;gap:1rem}
.faq-q .pm{flex-shrink:0;width:28px;height:28px;border-radius:50%;background:var(--azure-soft);
  color:var(--azure-deep);display:grid;place-items:center;transition:transform .25s,background .2s}
.faq-q .pm svg{width:16px;height:16px}
.faq-item.open .faq-q .pm{transform:rotate(45deg);background:var(--blue);color:#fff}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-a p{padding:0 1.4rem 1.3rem;margin:0;color:var(--muted);font-size:.97rem}

/* ---------- Closing CTA ---------- */
.cta-band{background:linear-gradient(120deg,var(--navy),var(--navy-deep));color:#fff;
  border-radius:28px;padding:clamp(2.5rem,5vw,4rem);text-align:center;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;inset:0;
  background:radial-gradient(60% 100% at 50% 0%,rgba(61,171,227,.25),transparent 70%)}
.cta-band>*{position:relative}
.cta-band h2{color:#fff;margin-bottom:.6rem}
.cta-band p{color:rgba(255,255,255,.85);max-width:52ch;margin:0 auto 1.8rem;font-size:1.1rem}
.cta-actions{display:flex;gap:.8rem;justify-content:center;flex-wrap:wrap}

/* ---------- Footer ---------- */
.footer{background:var(--navy-deep);color:rgba(255,255,255,.72);padding-block:clamp(3rem,6vw,4.5rem) 2rem;font-size:.92rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:2.5rem}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr 1fr;gap:2rem}}
@media(max-width:560px){.footer-grid{grid-template-columns:1fr}}
.footer img.f-logo{height:52px;filter:brightness(0) invert(1);margin-bottom:1rem}
.footer h4{color:#fff;font-family:var(--sans);font-size:.85rem;letter-spacing:.12em;text-transform:uppercase;margin:0 0 1.1rem}
.footer ul{list-style:none;margin:0;padding:0;display:grid;gap:.6rem}
.footer a{transition:color .15s}
.footer a:hover{color:var(--azure)}
.footer .f-contact li{display:flex;gap:.6rem;align-items:flex-start}
.footer .f-contact svg{width:1.05em;height:1.05em;color:var(--azure);flex-shrink:0;margin-top:.2rem}
.f-socials{display:flex;gap:.6rem;margin-top:1.2rem}
.f-socials a{width:40px;height:40px;border-radius:10px;background:rgba(255,255,255,.08);
  display:grid;place-items:center;color:#fff;transition:background .18s}
.f-socials a:hover{background:var(--azure)}
.f-socials svg{width:19px;height:19px}
.f-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:2.5rem;padding-top:1.5rem;
  display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.82rem;color:rgba(255,255,255,.55)}
.f-bottom a:hover{color:var(--azure)}

/* ---------- Sticky mobile bar ---------- */
.mobar{position:fixed;left:0;right:0;bottom:0;z-index:70;display:none;background:#fff;
  border-top:1px solid var(--border);box-shadow:0 -8px 24px rgba(2,26,53,.1);
  padding:.6rem;gap:.6rem;grid-template-columns:1fr 1fr}
.mobar a{display:flex;align-items:center;justify-content:center;gap:.5rem;padding:.85rem;border-radius:12px;font-weight:600}
.mobar .m-call{background:var(--azure-soft);color:var(--navy)}
.mobar .m-quote{background:var(--blue);color:#fff}
.mobar svg{width:1.1em;height:1.1em}
@media(max-width:1000px){.mobar{display:grid}body{padding-bottom:74px}}

/* ---------- Video lightbox ---------- */
.vmodal{position:fixed;inset:0;z-index:90;display:grid;place-items:center;padding:clamp(1rem,4vw,2.5rem);
  visibility:hidden;opacity:0;transition:opacity .25s ease,visibility .25s}
.vmodal.open{visibility:visible;opacity:1}
.vmodal-scrim{position:absolute;inset:0;background:rgba(2,15,30,.82);backdrop-filter:blur(6px)}
.vmodal-box{position:relative;width:min(960px,100%);border-radius:16px;overflow:hidden;
  box-shadow:var(--sh-lg);transform:scale(.96);transition:transform .25s ease;background:#000}
.vmodal.open .vmodal-box{transform:scale(1)}
.vmodal-frame{position:relative;aspect-ratio:16/9;width:100%;background:#000}
.vmodal-frame iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.vmodal-close{position:absolute;top:-14px;right:-14px;z-index:2;width:44px;height:44px;border-radius:50%;
  background:#fff;border:none;color:var(--navy);display:grid;place-items:center;box-shadow:var(--sh);
  transition:transform .18s,background .18s}
.vmodal-close:hover{transform:scale(1.08);background:var(--azure-soft)}
.vmodal-close svg{width:22px;height:22px}
@media(max-width:560px){.vmodal-close{top:8px;right:8px;width:38px;height:38px}}

/* ---------- Scroll reveal ---------- */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}
.reveal[data-d="1"]{transition-delay:.08s}
.reveal[data-d="2"]{transition-delay:.16s}
.reveal[data-d="3"]{transition-delay:.24s}
.reveal[data-d="4"]{transition-delay:.32s}