General liability, tools and job-site protection built for the trades that keep our community building.
Overview
The category of artisan contractors, also known as casual contractors, includes many occupations that involve skilled work with tools at the customer’s premises. Carpenters, plumbers, electricians, roofers and tree surgeons are some of them. Also included are diverse other skilled service providers, such as interior decorators, piano tuners and exterminators.
Special insurance needs of this group include coverage for equipment and tools that are often moved around and for the value of work done for a customer until it is finished.
For many artisan contractors, the most cost effective and efficient way to obtain property and liability coverage is with a Businessowners Policy (BOP) especially tailored to their needs. Although marketed under a variety of names, these policies will typically have provisions similar to the BOP's.
As an added precaution, talk to us about items such as:
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Why CIA
For contractors in Bremen, CIA offers specialized insurance solutions. Expect tailored coverage addressing unique risks and individualized plans to suit various business needs. CIA stands as a committed supporter of local business growth, providing effective risk mitigation strategies and prompt claims handling to keep your projects on track.
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When something happens, a neighbor walks you through every step until it's resolved.
Clients regularly switch to more coverage for less than they were paying.
Family-owned and active in the communities we serve across Georgia & Alabama.
What neighbors say
"We left one of the online-only insurance agencies and went with Rob. Great decision! It is really nice having a real live person that lives in my hometown to talk with about insurance solutions. They are top shelf."
"Rob & his staff are always so friendly and genuinely concerned with what is best for your situation to get the coverage you need. I am glad to have someone I can trust to handle all of my insurance needs."
"I love CIA, Rob is the best. He is a good family man, a good person, and one of the most honest guys I know. These things make him a great business man and agent because he treats you like family."
Good to know
Contractor's insurance covers risks such as property damage, bodily injury, liability, and other challenges specific to the contracting industry.
While not legally required, contractor's insurance is highly recommended. Many clients and projects may require contractors to carry insurance as a condition of work.
Yes, we offer customizable policies tailored to your specific needs. Our team can work with you to create a policy that aligns with your business requirements.
Implementing safety protocols, proper documentation, and regularly reviewing and updating your insurance coverage can help minimize risks in the contracting business.
At CIA, we understand the time-sensitive nature of projects. We strive to provide certificates of insurance promptly to ensure your business operations remain smooth.
Get a free, no-obligation quote — or call a real neighbor who's protected West Georgia since 1931.
